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Investing in New York City with KSI Realty

by Kijner & Sons International Realty




Kijner & Sons International Realty
 is your privileged partner for all your real estate transactions in New York City. Whether you are looking to buy, rent or invest in the Big Apple, we can assist you all the way thanks to our multi cultural and multilingual team of real estate specialists as well as our extensive ancillary network of licensed experts from attorneys to accountants and from mortgage brokers to property managers to cite a few. 

We are buyers' representatives. We strive to find you the best options and bring you tailor-made solutions based on your specific profile, needs and real estate goals. 

Check our latest listings for rent and sale directly from the comfort of your computer as they hit the market and are updated daily on our platform by visiting our dedicated search pages:

General Search
Rentals
Sales
Open Houses
New Developments 


Are you undecided about where to live next? Let us guide you through New York's numerous neighborhoods from Manhattan to Chelsea, from the East Village to the Upper West Side or from Midtown to Roosevelt Island. 


Contact us today at nyc@kijner.com or at +1 (646) 480 0667 to learn how we can help make your real estate dream a reality. We would be happy to schedule a complementary one-on-one consultation with you at our conveniently located office in Manhattan

How Big of a Mortgage Can I Afford?

by Kijner & Sons International Realty

Not only does owning a home in Sarasota or Miami, Florida give you a haven for yourself and your family, it also makes great financial sense because of the tax benefits — which you can’t take advantage of when paying rent.

The following calculation assumes a 28 percent income tax bracket. If your bracket is higher, your savings will be, too. Based on your current rent, use this calculation to figure out how much mortgage you can afford.

Rent: _________________________

Multiplier: x 1.32

Mortgage payment: _________________________

Because of tax deductions, you can make a mortgage payment — including taxes and insurance — that is approximately one-third larger than your current rent payment and end up with the same amount of income.

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Source:

For more help, use Fannie Mae’s online mortgage calculators

The National Association of Realtors® (NAR)

7 Reasons to Own Your Home

by Kijner & Sons International Realty

Kijner & Sons International Realty is pleased to give you the 7 reasons why to own your home in Sarasota or Miami, Florida

1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.

2. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005, and increased 88.5 percent over the last 10 years, according to the National Association of Realtors®. In addition, the number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.

3. Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.

4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.

5. Predictability. Unlike rent, your fixed-mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase.

6. Freedom. The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home.

7. Stability. Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity.

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Online resources: To calculate whether buying is the best financial option for you, use the “Buy vs. Rent” calculator at www.GinnieMae.gov
Source: The National Association of Realtors® (
NAR)

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83-85 Boulevard de Charonne, 75011 Paris, France


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