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Investing in New York City with KSI Realty

by Kijner & Sons International Realty




Kijner & Sons International Realty
 is your privileged partner for all your real estate transactions in New York City. Whether you are looking to buy, rent or invest in the Big Apple, we can assist you all the way thanks to our multi cultural and multilingual team of real estate specialists as well as our extensive ancillary network of licensed experts from attorneys to accountants and from mortgage brokers to property managers to cite a few. 

We are buyers' representatives. We strive to find you the best options and bring you tailor-made solutions based on your specific profile, needs and real estate goals. 

Check our latest listings for rent and sale directly from the comfort of your computer as they hit the market and are updated daily on our platform by visiting our dedicated search pages:

General Search
Rentals
Sales
Open Houses
New Developments 


Are you undecided about where to live next? Let us guide you through New York's numerous neighborhoods from Manhattan to Chelsea, from the East Village to the Upper West Side or from Midtown to Roosevelt Island. 


Contact us today at nyc@kijner.com or at +1 (646) 480 0667 to learn how we can help make your real estate dream a reality. We would be happy to schedule a complementary one-on-one consultation with you at our conveniently located office in Manhattan

10 Questions to Ask Your Lender

by Kijner & Sons International Realty

Kijner & Sons International Realty gives you the 10 questions you should be asking your lender when looking to buy a home either in Miami or Saraosta Florida.

1. What are the most popular mortgages you offer? Why are they so popular?

2. Which type of mortgage plan do you think would be best for me? Why?

3. Are your rates, terms, fees, and closing costs negotiable?

4. Will I have to buy private mortgage insurance? If so, how much will it cost, and how long will it be required? (NOTE: Private mortgage insurance is usually required if your down payment is less than 20 percent. However, most lenders will let you discontinue PMI when you’ve acquired a certain amount of equity by paying down the loan.)

5. Who will service the loan — your bank or another company?

6. What escrow requirements do you have?

7. How long will this loan be in a lock-in period (in other words, the time that the quoted interest rate will be honored)? Will I be able to obtain a lower rate if it drops during this period?

8. How long will the loan approval process take?

9. How long will it take to close the loan?

10. Are there any charges or penalties for prepaying the loan?

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Sources:

The National Association of Realtors® (NAR)
Used with permission from Real Estate Checklists & Systems, www.realestatechecklists.com

8 Tips to Guide for Your Home Search

by Kijner & Sons International Realty

Kijner & Sons International Realty is pleased to share with you 8 tips for our home search whether you want to buy in Sarasota or Miami Florida

1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing.

2. Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations. There’s no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.

3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender and get prequalified for a mortgage. This will save you the heartache later of falling in love with a house you can’t afford.

4. Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.

5. Decide your moving timeline. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area? All of these factors will help you determine when you should move.

6. Think long term. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that will best suit you.

7. Insist on a home inspection. If possible, get a warranty from the seller to cover defects for one year.

8. Get help from a REALTOR®. Hire a real estate professional who specializes in buyer representation. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. Buyer’s reps are usually paid out of the seller’s commission payment. 

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Source: The National Association of Realtors® (NAR)

Displaying blog entries 1-3 of 3

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Kijner & Sons International Realty
83-85 Boulevard de Charonne, 75011 Paris, France


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