Real Estate Information Archive

Blog

Displaying blog entries 1-3 of 3

HSBC Expat - Expat Explorer Survey 2012

by Kijner & Sons International Realty

 

 

Kijner & Sons International Realty is pleased to share with you HSBC 2012 Expat Explorer Survey which ranks Thailand as the second best place for expatriates thanks, in part, to its exceptional quality of life and booming real estate market. 

According to Dean Blackburn, Head of HSBC Expat, "Asia is increasingly coming to the fore as a top destination for both financial opportunity and life experiences". 

The survey compares 30 different countries worldwide and is based on data collected from over 5,000 expats during 2012. To download the complete survey and its findings, click here or on the image below.


 

Looking to invest and/or relocate to Thailand? Contact us at info@kijner.com

10 Questions to Ask Your Lender

by Kijner & Sons International Realty

Kijner & Sons International Realty gives you the 10 questions you should be asking your lender when looking to buy a home either in Miami or Saraosta Florida.

1. What are the most popular mortgages you offer? Why are they so popular?

2. Which type of mortgage plan do you think would be best for me? Why?

3. Are your rates, terms, fees, and closing costs negotiable?

4. Will I have to buy private mortgage insurance? If so, how much will it cost, and how long will it be required? (NOTE: Private mortgage insurance is usually required if your down payment is less than 20 percent. However, most lenders will let you discontinue PMI when you’ve acquired a certain amount of equity by paying down the loan.)

5. Who will service the loan — your bank or another company?

6. What escrow requirements do you have?

7. How long will this loan be in a lock-in period (in other words, the time that the quoted interest rate will be honored)? Will I be able to obtain a lower rate if it drops during this period?

8. How long will the loan approval process take?

9. How long will it take to close the loan?

10. Are there any charges or penalties for prepaying the loan?

--

Sources:

The National Association of Realtors® (NAR)
Used with permission from Real Estate Checklists & Systems, www.realestatechecklists.com

Negotiation tips for sellers in Florida

by Kijner & Sons International Realty

Sellers are sick of hearing about how this is a “buyers market.” Homebuyers are demanding so much right now. Here are some tips from Kijner & Sons International Realty to help you take some of the stress out of selling your home in this market.

Don’t mention deadlines for selling your house, even if you have one. Keep it to yourself. Letting others know you are in a hurry to sell gives them the upper hand. Don’t share too much information about yourself and why you’re selling either. That can hurt a potential sale. When asked why you’re selling give a vague and definite answer, and think about it before you’re asked. Don’t hint at your desire to move quickly. Don’t let the buyers know if it’s a divorce sale. That is code for buyers to give a low-ball offer because they know you need to sell quickly.

If you can’t afford the mortgage payments and that’s why you’re moving, try negotiating with the banks. They will generally work with you to lower payments when they know you are actively trying to sell the house. It’s good for the bank if you sell your house in a regular sale, so they may be willing to work with sellers in the Miami or Sarasota Florida areas.

Stop trying to prove that your house is worth buying. Let the house sell itself. You are attached to your house but potential buyers aren’t, yet. So try not to be there, so they can see themselves in the house rather than see you. Plus if you’re not there buyers can’t read your body language and ask you questions that could help them get a good deal on your house.

If you’re truly in a hurry to sell and you don’t have time to convince buyers that you’re not, try offering the agent an incentive. Make an offer short term, like for three weeks, and then you’re not stuck if six months down the line the sale is made.

Having a plan b is also a great idea in Florida. It’s better to be safe than sorry. Expand your options rather than panicking. Renting out the house is an option. Making it known that you have a plan b will let buyers know you aren’t desperate to sell and can take your time. The buyer will know they aren’t the only game in town.

Take back some of the power in selling your house! Kijner & Sons International Realty will help you get what you deserve.

Displaying blog entries 1-3 of 3

Syndication

Categories

Archives





Kijner & Sons International Realty
83-85 Boulevard de Charonne, 75011 Paris, France


Privacy Policy - Terms of Service  - Contact Information - Site Map

Real Estate Websites by Real Pro Systems

Copyright © 2003-2018 Real Pro Systems LLC. All rights reserved.